Obstacle: You’re self-employed and your most recent year of tax returns show significantly more or significantly less income compared to the previous year. Why it’s an obstacle: When you borrow an amount that is considered a jumbo mortgage (north of $726,525 in NYC),...
Written by ESPINAL ADLER Team’s Real Estate Finance Specialist, Matthew Jablonski. About ten years ago, a very angry real estate agent with a slightly bruised ego screamed at me on the phone. I was a loan officer at the time and I had given our mutual client a...
At some point in this edition of At the Core, there will be a small plot twist, but you’ll have to read at least half the story to find out exactly where. And at that point, even if you’re not fully invested, you’ll already be that far down the page, so you might as...
In our “Ask the Experts” section this month, The Apple Peeled asked The ESPINAL ADLER Team’s very own Marie Espinal to share her insights into modern-day, New York City real estate negotiating. The Apple Peeled Question: Of all the qualities that go into being a...
Technology is shrinking the world. The other side of the planet is less mysterious than it used to be. Social media has had a figurative Pangea effect on the planet, pulling every nation and every continent closer to one another one YouTube video at a time. The effect...
