Things We Heard When We Put Our Ears to the Ground: Mortgage Guidelines are tightening up Chase this week planned to reduce the maximum Loan to Value (LTV) down to 70% on all its jumbo mortgage products for properties in New York City. That means, if you plan to...
I will never choose a job where I’m going to have to do math. In 8th grade, that was a pretty non-negotiable part of my future. And look at me now, crunching mortgage numbers behind a desk for The Espinal Adler Team. That old/young me with a mullet would...
2020 energy feels a lot like listening to the song “American Pie.” But February made me shiver With every paper I’d deliver Bad news on the doorstep I couldn’t take one more step. Years after writing ‘American Pie,’ Don McLean called the song an indescribable...
You are given $10 Million along with a very specific set of instructions. You must invest every penny in Manhattan real estate. You could spend all of it on 1 property or you can divide the money amongst as many different properties as you want. You may purchase any...
I high-fived Tony Robbins during the day and that night I was standing 6 or 7 feet away from a bloated, middle-aged Axl Rose who still knew how to put on an amazing show while performing with a quasi-version of Guns n’ Roses in Las Vegas. It was June 2014. I was at...
Buyer behavior is typically categorized somewhere between hesitant and paralyzed during an election year. Not knowing who will ultimately lead the country and formulate its policies for at least the next four years is enough to stop some buyers in their tracks....
