by EspinalAdlerTeam | Jan 21, 2020 | Espinal Adler Vlog
Here’s a sneak peek behind the scenes of filming @TheAmericanDreamTV! We’re excited to let you know when our episodes will air. Stay TUNED!...
by EspinalAdlerTeam | Jan 14, 2020 | Apple Peeled, Mortgage Minute with Matt Jablonski
Do you know how I know that the mortgage process is a complete mystery to so many people? It’s not just because I was a loan officer for 15 years and I could hear that in the voices of so many clients. It’s mostly because I still have horrible visions from the day I...
by EspinalAdlerTeam | Jan 14, 2020 | Apple Peeled, Ask The Experts
The Apple Peeled Question: What on earth is happening behind the scenes after you’ve completed your mortgage application and you’ve sent in all of your supporting documentation? Why does it so often take 45-60 days to get through the mortgage process? Jablonski: It’s...
by EspinalAdlerTeam | Jan 14, 2020 | Apple Peeled, At The Core
Calling in sick is so much harder than it should be. It’s because we’re conditioned to feel guilty about not showing up to work. In fact, studies show that 78% of the time, your co-workers are at least “somewhat suspicious” of you when you’re out sick. 83% of...
by EspinalAdlerTeam | Jan 7, 2020 | Espinal Adler Vlog
Marie Espinal & Jeff Adler, the Principals of the ESPINAL ADLER Team at Douglas Elliman Real Estate talk about their January Edition of The Apple, Peeled, a newsletter with timely real estate related articles, set to come out January 14th,...
by EspinalAdlerTeam | Dec 10, 2019 | Apple Peeled, Ask The Experts
In this month’s Ask the Experts article, Attorney Michael Xylas talks with us about purchase CEMAs and “splitters” and what it means in the context of New York City’s real estate market. A couple of months back, clients of ours agreed to purchase a condo unit in...
by EspinalAdlerTeam | Dec 10, 2019 | Apple Peeled, Mortgage Minute with Matt Jablonski
A mortgage loan officer has two full-time jobs. At their desk job, they manage a pipeline of active mortgage applications. It’s a job with a lot of paperwork, a little bit of math, some analysis and problem solving, along with the ability to understand and adhere to...
by EspinalAdlerTeam | Dec 10, 2019 | Apple Peeled, At The Core
In our ‘At the Core’ section, we typically consider how our morals and values and our thoughts and ideas intertwine with the way we conduct ourselves within the context of the real estate industry. It’s a peek inside our collective mindsets. But as...
by EspinalAdlerTeam | Nov 12, 2019 | Apple Peeled, Mortgage Minute with Matt Jablonski
I left the mortgage industry this February, after 15 long years as a loan officer. There were many reasons why I left, but I wanted to write about the one I call the “Priceline.com Effect.” I have nothing against Priceline.com. In fact, I use the app quite a bit. If I...
by EspinalAdlerTeam | Nov 12, 2019 | Apple Peeled, At The Core
There’s a wicked strain of Analysis Paralysis going around. We’re coming up on an election year. We’re in the middle of an Impeachment inquiry. The economy is all over the place. And absolutely EVERYTHING is subject to change depending on how the dust settles. When...
