It’s been a while since I’ve uttered the word “refinance”, let alone, typed it out, but here we are. 2022 showed that applications to refinance a home fell to a 28 year low. Basically, no one refinanced. There was virtually no point as interest rates spiked up. And...
If you haven’t seen The Big Short, I highly recommend it. It’s a great movie based on the best-selling book by Michael Lewis which tells the story of the very few people who saw the 2008 financial and housing crisis coming, and the many who were blinded by what was...
I hosted a dinner recently for ten people and I was beyond ill-prepared. I had that same feeling I had in high school when I had a paper to turn in and didn’t start it until the night before. You know the feeling, right? I procrastinated. Then I panicked. Then I...
10 Things to Look Forward to in The World of Mortgages in 2023 By: Scott Nadler I know what you’re thinking, and I completely agree. I can’t believe it’s already 2023. And I don’t know about you but 2022 was a wild year for me and the entire mortgage industry. For the...
Isaac Newton, the 17th century English Mathematician, famously said, “what goes up, must come down.” For most of 2022, the interest rate environment seemed to defy gravity and Newton himself, as rates rose with seemingly no signs of coming down. As I’ve discussed...
Who’s on first? Where in the world is Carmen San Diego? And why do hot dog buns and hot dogs never come in packages that match quantities? Those are just some of the age-old questions that we’ve yet to get clear answers on. One question that is equally as trivial for...
