I high-fived Tony Robbins during the day and that night I was standing 6 or 7 feet away from a bloated, middle-aged Axl Rose who still knew how to put on an amazing show while performing with a quasi-version of Guns n’ Roses in Las Vegas. It was June 2014. I was at...
Let’s set the scene: You call a loan officer about a refinance; you got their name from a friend. The loan officer quotes a rate. It’s 2.75% for a 30-year fixed. You almost can’t believe your ears. Your inner Jack Nicholson speaks to you. “You want that...
Socialized Mortgage Finance is a phrase that is becoming more prolific in the secret underbelly of the mortgage industry where a thousand private conversations dictate the direction of the masses. In the wake ofCovid-19, as we slowly come out of isolation and into a...
Two days before I started my mortgage career, as a “get to know ya” exercise, my new boss invited me to play golf with him and two other loan officers. I was really excited to start a new career, mostly because my earning potential seemed unlimited, especially...
If you plan to buy a property in New York City post-Covid-19 and you’ll need a mortgage, why would you work with any other team than the Espinal Adler Team? I’m going to attempt to tell a story in a way that I hope sounds less than arrogant, because this is not...
“We’re walking around landmines that have nothing to do with mortgages.” That’s what one loan officer told me about a week after the Coronavirus completely upended industry, and in effect, every other industry too. Consider the...
