Patience is a Virtue

Patience is a Virtue

Have you seen The Karate Kid? Of course, you have. I love that movie. For the handful of people who haven’t seen it, the movie tells the story of Daniel LaRusso, a high school teenager, who moves from NJ to CA with his mother to start a new life. Daniel, who wasn’t...
Dare I say, Refi?

Dare I say, Refi?

It’s been a while since I’ve uttered the word “refinance”, let alone, typed it out, but here we are. 2022 showed that applications to refinance a home fell to a 28 year low. Basically, no one refinanced. There was virtually no point as interest rates spiked up. And...